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Medicare Deductibles Explained

Medicare Deductibles Explained

Deductibles are common in all sorts of insurance plans, however, many people fail to explain what they are and how it affects your coverage. So here is the spiel on Medicare deductibles.  When reviewing your Medicare plan details, the word “deductible” almost...
Medicare Costs in 2021

Medicare Costs in 2021

The Centers for Medicare & Medicaid Services (CMS) recently released the 2021 costs of medicare Parts A and B premiums and will unfortunately be rising in 2021. This causes a major problem for seniors who are on a fixed income, making it more stressful for...
What is Medicare Part D?

What is Medicare Part D?

Medicare Part D is a prescription drug plan offered by federally approved private insurers.  You can get Part D coverage  by either purchasing a stand-alone plan to go with Original Medicare coverage or by enrolling in a Medicare Advantage plan with...
How and When Can You Change Medicare Plans?

How and When Can You Change Medicare Plans?

Don’t love your Medicare plan or feel the need to change plans? We’ll make it easier for you by giving the details on how and when you can change your Medicare plan.  Each year, people seek to change their plans since their current plan may not make sense for...
Medicare Advantage Plans: HMO vs. PPO

Medicare Advantage Plans: HMO vs. PPO

There are two types of Medicare Advantage plans that are taken into account when choosing your Medicare Advantage plan, which could make a huge difference in your coverage. HMO Plans HMOs or Health Maintenance Organization plans, offer the same coverage as Original...