As the United States along with virtually the entire world is fighting the global Coronavirus (COVID-19) Pandemic, many of our clients understandably have new questions and concerns regarding their health and their coverage.
What is the Coronavirus?
Now a household name, the Coronavirus is a virus that causes disease in humans. Forms of the Coronavirus have been around for decades, but the most recent strain is highly contagious and can be dangerous of even deadly to many. This is especially true for the elderly or those with underlying medical conditions.
What is COVID-19?
We often hear the two terms used interchangeably, but simply put, COVID-19 is the respiratory disease that is caused by the Coronavirus.
How Can I Protect Myself?
The CDC and the Federal Government are both pushing a new term known as “social distancing” as the best way to help prevent contracting and spreading the Coronavirus. The concept is simple, stay at least 6 feet away from others, limit interactions with others, wash hands frequently, and avoid touching the face as much as possible.
While it is still possible to contract the Coronavirus, these measure drastically reduce the chances of contracting the virus.
Does my Medicare cover testing for Coronavirus?
The most common questions we are getting about Coronavirus are around coverage for testing and treatment. It’s important to know that Medicare Part B covers Coronavirus tests when ordered by a physician after February 4, 2020. Note that your provider will have to wait until after April 1, 2020 to submit a claim.
What else is covered?
- Co-pays and deductibles for Coronavirus/COVID-19 tests are being waived
- Tests are covered under Part B for both Traditional and Medicare Advantage plans
- Outpatient services are covered under Medicare Part B
- Hospitalizations are covered under Medicare Part A (some out of pocket costs likely apply unless you have supplemental insurance)
- Supplement insurance can cover 100% of your hospitalization
Still have questions about Medicare coverage for Coronavirus and COVID-19?
Whether you are a client of Project Medicare or are just looking for information, our caring advisors are here and happy to help. Please feel free to connect with us at info@projectmedicare.com any time.